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Here you submit fifteen sage advice that will improve your attitude toward money, how you win, you spend and how we save. It seems that the millionaires live like middle class people. That's what they found Thomas J. Stanley and William D. Danko, who studied for more than ten years, the habits of 500 Americans who have in their personal bank account over a million dollars. In other words, are millionaires. Reflect the results of their research in the book The Millionaire Next Door. As surprising as it is, the habits of people who have managed to accumulate wealth is very similar to those of ordinary citizens.Why Apparently, the people who build great fortunes is a lifestyle rather conservative, as opposed to people who only knows how to spend it. I chose some of the advice they offer in the book, so you can set them up today, so clean up your personal finances. If you want prosperity, you must develop the habits of millionaires: 1. To build a long-term savings, you must learn to live below your means. That is, spending less than you earn. 2. It is more important to have economic independence and control over your money, which show high status. 3. Teach your children to engage and become economically independent.It's the best gift you can offer. 4. Do not hesitate. It is much more likely that an entrepreneur as a better heritage, an employee of a lifetime. 5. Destina, daily part of your time to detect business opportunities so you can prosecute your strength to make money. 6. Separate your personal money capital that corresponds to the business. This will give health to your finances and more objectivity to manage the business. 7. In undertaking their own business, believes in your operating expenses, fixed monthly salary for you. This lets you keep in the boot and reduce the economic pressure. 8.Considers that a high standard of living is hardly sustainable consumption for the vast majority of the population. Typically results in high debt and little savings. 9. If you buy many things to pretend to be rich, is likely to never reach, really, that status. 10. A modest lifestyle, frugal, it is more stable, so it generates a sense of security and protection for people who rely on it. 11. The press and people love the stories of millionaires almost teenagers, who appear to have generated his fortune instantly. However, there are few specimens of mankind, the exception to the rule.Most people achieve economic prosperity and stability after 40 years ... Dennis Carey after several years of effort, of trial and error. 12. Do not let your income level that determines whether your budget. The idea of "earn more, then I can spend more" is very common, but very dangerous.